Simple Ira Contribution Limits 2025 Irs. The 2025 ira contribution limit remains $7,000, the same as in 2025. For 2025, the ira contribution limits are $7,000 for those under age 50 and $8,000 for those age 50 or older.
In 2025, the maximum simple ira employee contribution limit is $16,000. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2025.